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No one will write a policy for 0 a year if every other quote you’ve heard is for ,000.” She also offers these other red flags: If you are in any way uncertain, get the license number of the agent and make certain that the license is real.You can look up the license records at your state department of insurance. When everyone else asks for thousands of dollars to provide a little piece of paper that allows you to drive legally, the guy who asks for only hundreds seems like a saint. “Individuals now have the means to Photoshop fake insurance cards, and the Internet allows scammers to reach desperate people more easily.” In January, the Michigan Office of Financial and Insurance Regulation (OFIR) warned Michigan drivers that they may have purchased fraudulent auto insurance certificates from an unlicensed insurance agent. Actual statistics are hard to come by, but these bogus agents and companies scam drivers across the U. “Fake auto insurance is probably more prevalent today than in the past,” says Car consumer analyst Penny Gusner.“Any driver who purchased this fake auto insurance through Mr.Graber needs to purchase legitimate coverage immediately,” OFIR Commissioner Kevin Clinton told Michigan drivers.In Nebraska, for example, fabricating an insurance card is a felony punishable by up to five years in prison and/or a ,000 fine.

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This page contains links to state of California insurance statutes and regulations as well as all other California statutes and regulations.“Right now they’re driving without insurance.” The U. isn’t the only place these auto insurance scams are taking place.In Great Britain, fake car insurance brokers known as “ghost brokers” — operating through websites and taking out small newspaper ads — defrauded British drivers by offering cheap car insurance, and the result was that 20,000 motorists in Britain ended up driving around uninsured. States are rapidly adopting real-time electronic verification systems that check for a current policy in seconds. “) Even in states without a real-time verification program, occasional sting operations will check every driver stopped during the course of a day, for example.Contacting us prior to the renewal date will avoid unwanted bill notices.For our Florida policyholders, please note that we must receive your cancellation request in writing either by email, fax or regular mail.If your policy is in force and you would like the cancellation date to be effective before the renewal date, please send your request in writing either by email, fax or regular mail.If you wish to cancel your policy at the renewal date and a payment has not been made towards the renewal policy, you may notify us either by telephone, regular mail, fax or email.We would like to know what we can do to keep you as a customer.If you would like us to review your policy with you, please contact our auto service department toll-free at 1-800-241-1188. They fleece the public by collecting premiums for coverage from a company that doesn’t exist and will never pay out after a claim.OFIR ordered Mervin Graber to stop conducting unlicensed and fraudulent insurance through his company, Tennessee Christian Motorist Aid.


  1. Jul 26, 2009. An automobile insurance premium is past due and the cancellation date has arrived. A few days after the cancellation date, the insured is involved in an accident. While waiting on the police to arrive, the insured whips out his iPhone or Blackberry Storm, accesses the insurer's payment website, and pays.

  2. Apr 4, 2017. Many times getting your car insurance policy reinstated is the best route to go after your policy has been cancelled. However, reinstatement after missing your payment grace period can be a tricky situation. It is important to understand what reinstatement means and the process of getting your car insurance.

  3. Jul 14, 2016. While there is no guarantee that your insurance company will backdate that discount if you are able to submit the police report, it is most definitely worth making an attempt. At the very least, this will allow you to start seeing lower rates on your next bill. It sounds like the agent who originally sold the policy.

  4. We're sorry to hear you're requesting cancellation; we value your business and you as a customer of 21st Century Insurance. We would like to know what we can do to keep you as a customer. If you would like us to review your policy with you, please contact our auto service department toll-free at 1-800-241-1188. We can.

  5. Mar 28, 2012. When a California appeals court handed down a July 2010 ruling that held San Diego dealership Pearson Ford liable for backdating sales contracts, it grabbed the attention of many dealers. Backdating occurs when the date on a document is earlier than the one on which the document was prepared.

  6. Aug 5, 2010. The New York insurance law is silent about what the insurer must do when it's the insured cancelling. The Insurer Has To Backdate a Cancellation When the Customer Replaces Coverage, Right? Question from an IIABNY. The ISO Personal Auto Policy goes a step further by requiring notice in advance.

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